NQ-05 ยท Residential Investor

DSCR and Non-QM financing for residential investors.

Business-purpose mortgage options for rental property investors, portfolio borrowers, and income scenarios outside conventional agency guidelines.

Submit investor request
Investor Review
Programs
DSCR, bank-statement, and other Non-QM investor paths
Collateral
Rental property, portfolio, or business-purpose request
Use
Purchase, refinance, cash-out, or portfolio positioning
Use Cases

Investor financing outside the agency box.

DSCR

Rental-income sizing

Requests where property cash flow, lease income, and PITIA drive the financing path.

Portfolio

Multiple properties

Investor files with more than one rental asset, entity ownership, or repeat-property strategy.

Non-QM

Business-purpose path

Bank-statement or alternative-documentation scenarios where conventional agency underwriting does not fit.

Scenario Package

What helps us route the request.

PropertyAddress or market, property type, estimated value, occupancy, and rent.
BorrowerInvestor profile, vesting, entity status, credit context, and documentation path.
LoanPurchase or refinance, requested amount, payoff, cash-out, and timing.
FAQ

Investor questions.

Is this for owner-occupied consumer loans?

This page is for business-purpose investor requests. Owner-occupied or consumer-purpose requests require separate review and routing.

What does DSCR mean?

DSCR compares rental income to monthly debt service. Final requirements depend on the program, property, leverage, credit profile, and documentation.

Can investors submit more than one property?

Yes. Include the property list, current loans, rents, values, and requested action for each property.

Submit

Send the investor scenario.

Property type, rent, value, payoff, request size, purpose, and timing will help us route it correctly.

Submit a deal