Last updated: June 17, 2026
Who we are
Optimal Lending Inc. provides real estate credit and mortgage-related services. This notice applies to information collected through optlending.com and related Optimal Lending web forms.
Information we collect
We may collect contact details, company or entity information, role or borrower type, project and property information, requested loan amount, timing, deal notes, referral source, IP address, browser information, page path, and consent records. If you submit a form, we retain the text of any marketing or TCPA consent shown with the submission.
How we use information
- To review and respond to financing inquiries.
- To create and manage inquiry or intake records in our operating systems.
- To evaluate product fit, underwriting readiness, and requested financing structure.
- To send operational, follow-up, and marketing communications where permitted by law and consent.
- To protect the website, detect misuse, and maintain compliance records.
Sharing
We may share information with service providers, technology vendors, capital partners, lenders, underwriters, counsel, compliance providers, and other transaction participants as needed to evaluate or process an inquiry. We do not sell personal information.
Text, phone, and email consent
If you check a consent box, you authorize Optimal Lending to contact you using the number and email provided, including by automated dialing system, prerecorded or AI voice, and text, about your inquiry and other lending products. Consent is not a condition of any loan. Message and data rates may apply. Reply STOP to opt out of text messages.
Security and retention
We use reasonable administrative, technical, and organizational safeguards. No website or transmission method is perfectly secure. We retain records as needed for business, legal, compliance, fraud-prevention, and audit purposes.
Do not send sensitive documents through general forms
General website forms are for preliminary inquiries and intake information. Do not upload or send tax returns, bank statements, IDs, borrower signatures, title files, permits, raw plans, or other sensitive documents unless we provide a secure upload path.
Your choices
You may ask us to update contact preferences or review a request related to your information by contacting info@optlending.com. We will process requests as required by applicable law.
Contact
Optimal Lending Inc.
NMLS #2483232
DRE Broker #02212555
DRE Corporate #02221124
info@optlending.com
(213) 616-9060